Practical guides for adjusters and contractors.
No fluff. Documentation techniques, field workflows, and report best practices from 20 years in the industry.
How to Build a Roofing Supplement with Photo Evidence
The supplement is where the money hides. Spaced sheathing, code items, steep charges, detach-and-reset, and the interior-leak question that opens O&P, documented so the desk reviewer can't say no.
Functional vs. Cosmetic Damage: What Carriers Actually Pay For
The line between functional and cosmetic is where legitimate claims get cut in half. How it gets drawn across roofing, siding, window wraps, and gutters, and how to document the failure instead of the dent.
How to Document Spaced Sheathing and Get It Approved by the Carrier
Attic-phase documentation for pre-tear-off approval, the three-phase photo checklist, and the code framing that turns the overlay from "upgrade" into "code-required component."
How to Document Hail Damage for an Insurance Claim
Soft metals first, test squares, low-angle shots, and writing the report while it's fresh. The complete sequence that holds up with carriers.
How to Structure a Roof Inspection Report That Gets Approved the First Time
Cover page, damage summary, photo organization, and captions that do real work. The structure carriers approve on the first pass.
Why Carrier-Ready Reports Matter More Than You Think
A report is the only version of the job a carrier ever sees. Why structure gets you paid faster, paid more, and protects you when a claim goes sideways.
What Photos to Take on a Roof Inspection
A systematic photo checklist that covers every surface, every elevation, and every carrier requirement, before you ever climb down.
How to Write a Professional Field Report as an Adjuster
What to include, what to leave out, and how to structure your findings so a desk adjuster can approve without calling you back.
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